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Welcome to Neighborhood Housing Services of Richmond

Established in 1981, Neighborhood Housing Services of Richmond, Inc. is a private, non-profit organization created specifically to present opportunities for low- and moderate-income families preparing to purchase affordable homes and to strengthen communities in Richmond and other communities in Virginia.

In our mission to serve our clients, we:

Provide innovative services, facilitate flexible lending products and offer a reliable, consistent process as our goal to be an invaluable provider of home buyer services and training;
Afford to our client home buyers comprehensive, pre- and post-purchase education, foreclosure prevention counseling and resources when they are ready to purchase, rehabilitate, insure and maintain their home, and;
Develop unique financial fitness programs to help home buyers make smart financial choices and manage their resources wisely.

Neighborhood Housing Services of Richmond is a United States Treasury- certified Community Development Financial Institution (CDFI) and a Community Development Entity (CDE).

Neighborborhood Housing Services believes in and supports The Fair Housing Act. This is a federal law prohibiting discrimination in residential real estate transactions on the basis of race, religion, sex, handicap, familial status, or national origin. The prohibition applies to both the sale of a home to you and the decision by the lender to give you a loan to help pay for a home.

Assistance

We will assist you with:

Becoming pre-qualified to buy a home
Developing a project plan and determining your budget
Locating and getting the finances needed to buy a home or complete a renovation
Selecting contractors (Neighborhood Housing Services will manage the actual construction for you!)
Receiving A-1 quality workmanship
Reinvigorating your home

Please visit our sections for buyers and renovation to see more on how we can help. Our friendly and knowledgeable team is here to help find the answers to all of your financing, remodeling and construction needs.
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Education

Studies show more than three-quarters of Americans prefer to own their home rather than rent. Neighborhood Housing Services of Richmond Inc. offers a friendly and convenient center for homeownership education. Our classes cover topics to include: budgeting, creating banking relationships, the right time to buy a home, the mortgage process, working with (the right) lender, correcting credit problems, determining your insurance needs, preventing foreclosure and more.

Classes are typically held in our onsite classroom at 2712 Chamberlayne Avenue, Richmond, VA 23222 and offer free, off street parking. Current class offerings are
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Loan Products

Neighborhood Housing Services offers the NeighborWorks Full Cycle Lending Process.  This system enables local partners to work together in providing homeownership opportunities for families who might not qualify for, or know how to obtain conventional mortgages.  This comprehensive system for homebuyer development not only assists families into homeownership, it also helps their long term success as homeowners.

As a U.S. Treasury certified Community Development Financial Institution (CDFI), Neighborhood Housing Services has the unique ability to meet the financial needs of a wide array of potential homeowners.  By partnering with area leaders in the mortgage industry, Neighborhood Housing Services is able to originate all of the most popular mortgage loan products with competitive interest rates and terms, which allows families to maximize their buying potential.
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